Overview of German banking regulation 2022


Financial regulation is subject to permanent development. Recent changes can be attributed to a multitude of economic, pandemic, political and technological factors.

Dr Jens H. Kunz and Klaudyna Lichnowska from our practice group Financial Services Regulation have taken the opportunity to contribute an article to GLI’s “Banking Regulation 2022” including an overview of banking regulators and key regulations. The contribution also addresses the key regulatory topics as well as the most recent developments of the last year including the legislative responses to trends like digitalisation, crypto assets, blockchain and artificial intelligence. Bank governance and internal controls, bank capital requirements as well as the rules governing banks’ relationships with their customers and other third parties are also discussed in the article.